PROMOTING FINANCIAL MODERNIZATION IN SOUTH-EAST EUROPE THROUGH PUBLIC-PRIVATE PARTNERSHIPS



The retail deposit case study, prepared by the Italian Banking Association, shows the power of a systematic approach to identify possible regulatory interventions through the following analytical levers, explored in cascading sequence: a) Five types of market failure; b) Remedial actions through three channels (supply, demand or market infrastructure); c) Examples of various channel-specific legislative or regulatory initiatives; d) Illustrative technical content of each legislative or regulatory initiative.

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